Posts tagged Personal Finance
Credit card is a facility issued to users as a system of payment. The issuer is the lending organization, who agrees to provide credit to the user of the card up to a certain period of time and expects to pay back the lending amount by the user. It simplifies the burden of carrying cash and gives credit when needed.
Before taking a credit card, read… ...>Continue reading
Before investing your money you need to consider things like safety, growth, income, liquidity and tax advantage. You can eliminate investment options which are not appropriate or not best suited for you. Let us take an example of how to eliminate the investment options.
You are planning for retirement after 10 years and you would like to invest money for your retirement. Now you don’t need… ...>Continue reading
If credit card is handled carefully, then it can be asset for life style,but if not handled carefully it can be liability. It can be used easily and it is useful but you may lose control on spending.
Advantages of credit cards:
1. It is convenient to carry than cash.
2. Helps to build a good credit history.
3. When a person purchases on the internet… ...>Continue reading
Last month we have sold our old home in the down town to a real estate firm for a hefty amount in return. From then we are searching for an investment plan which will give adequate security as well as decent returns on a long term basis. I did some research consulted the investment planners and advisors and found that investment in multiple options will be a better… ...>Continue reading
Still some of the people assume that they are unable to find the zero annual rate credit cards but many credit card providers are currently offering their own 0 annual rate credit card as a promotion strategy to increase their client base. Their main motto is to attract the people to transfer their credit card balances to them by offering them a zero or low rate credit card… ...>Continue reading