Steps for Personal Injury Claim

By | March 5, 2014

The action you take after any accident whether an auto accident or a personal injury can impact tremendously the outcome of the insurance claim. After any personal injury/accident had happened, you should immediately start looking for the possibilities of a personal injury and what actions to be taken to make your case stronger. This article contains a detailed information about how to claim in case of personal injury.

1) Write down the details after the accident – It is a more accurate way of doing things than relying on your memory.
Before doing anything, write down everything you can about the accident, including the details of the injury that will affect your daily life. Having details in hand whatever happened and what you went through is easier and more reliable than your memory.
Following are some points that you need to make note of:

  • Accident: Include every detail about where you were going, what you saw, heard and felt right after the accident.
  • Your injuries: Following your accident, first days make notes daily about all the pain and discomfort your injuries are causing. You may suffer pain, anxiety, loss of sleep and many other problems. If you don’t make notes on these, you may not remember what exactly needs to be included in your demands for the settlement and also it becomes easier for you to describe to your insurer later.
  • Economic or other loses: You may be entitled to economic, family, educational, social and other losses. You just need good documents. Start making notes about things that have lost because of the accident, like job opportunities, events, meetings, social gatherings or anything that would have benefited you but were unable because of the accident.

2) Preserve evidence – Protect evidence in case of personal injury and find witnesses who can help you prove your claim to the insurer.
It is important to find and preserve evidence what actually had happened in order to document your injuries. As soon as you are able, take following steps:

  • Return to the scene: As soon as possible, return to the seen to locate evidence if any. You may also take photographs from different angles for keeping good picture in your mind and also presenting it to the insurer later.
  • Protect physical evidence: This means a broken stair that caused a fall, a dent in the car to show where it was hit or a branch that is overhanging caused invisibility on bike path.

3) Getting your medical records after an injury – Obtain medical records.
Medical records may be the key element in this case. You may need to have multiple copies for different reasons.

4) Notifying responsible parties – For filing a personal injury claim, it is important to notify potential defenders after the accident.

It is important to determine who is responsible for the accident. Notify all those who might be at fault. For instance, in a vehicle accident, you will require to notify the drivers of all the vehicles involved, owners of the vehicle, employer of the driver if the car was on the company’s name.

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