Putting your money to work for you is called as investing. There are several ways to invest you money such as bonds, stocks, mutual-funds, starting your own business, real estate. These are called as investment vehicles. So each investment vehicle has positives and negatives, however goal is to earn additional profits.
What is not Investing:
Investing is not a gambling, gambling is keeping money at risk with the hope that you may win money by betting on an uncertain outcome, but investment and gambling are different. Without an action on your part, true investing does not happen. A real investors don’t throw simply their money at any random investment. They analyze and invests capital only when there is a reasonable expectation of a profit.
Why bother about Investing:
Generally everybody wants more money. It is understood that people invest funds because they want increase sense of security, want to increase their personal freedom, and ability to get the things they wish in life.
However investing has became necessary. Investing is not so much a helpful for average people as the only way is that they can retire and manage their present lifestyle. There is debate about how safe old age programs will be for the next 20, 30, 50 years. But don’t leave it to chance, you can ensure financial stability by planning ahead during your retirement.